Health insurance plan adds potential discounts


Special to the Advocate
Mississippi Conference insurance program participants can receive a discounted rate if their payments are drafted from their accounts. The discount was among actions take Oct. 22 by the Board of Medical Benefits. In addition, rates for 2009 have been determined.

The discount applies to those who have their payments drafted from a personal or church bank account. The draft will be drawn on the 15th of the month in which the premium is due. 

The board also authorized open enrollment Nov. 15-Dec. 15 for plan participants for dental and vision coverage. That coverage will be effective Jan. 1.

The board learned that in the first year of the Amazing Pace program, the health plan realized savings. The Amazing Pace program including the use of the Optimal Health Guide has produced results beyond expectations. 

Wishing to reward all who participate fully in 2009, a premium holiday will be awarded at the end of 2009 to all of those who meet certain standards during 2009. These standards will be tracked by the Amazing Pace wellness program. Amazing Pace and the Health Plan will announce the standards in November allowing each participant time to understand the standards, get signed up on the Amazing Pace program and begin Jan. 1. The standards will apply for the entire year. Watch for the information and prepare for the premium holiday that will come in January 2010 if standards are met for the year.

In other actions related to rates, the following will take effect Jan. 1:

• A 5 percent late fee of the balance due will be assessed on the 21st of the month.

• Returned checks or drafts will be charged $30.